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Invite your loved ones to experience more

Wealth is more meaningful when you share the same great experience you’ve had with those who matter most to you. Help them experience the joy of a diversified and enhanced wealth relationship that gives them more insights, more solutions and more privileges.

Refer for rewards

Wealth gets better when you help your loved ones get the best support in their financial journey,
while you earn up to RM3,800 cash rewards for every successful referral.

Citigold rewards & benefits


for each referral with AUM of RM400,000 – RM1,000,000


for each referral with AUM of > RM1,000,000 – RM3,000,000


for each referral with AUM of > RM3,000,000

A Citigold relationship starts with Total Assets Under Management (AUM) of RM400,000 or more. AUM is a combination of deposits, investments and/or insurance products held with Citibank.

Cash rewards will be credited to your Citibank account as stipulated in the referral programme’s terms and conditions.

Valid till 30 June 2022. Click here for the full Terms and Conditions.

How it works

step 1

Fill in your details to generate a unique referral link.

step 2

Share the link with your loved ones.

Get rewarded when they join Citigold.

relationship manager

Simply introduce your loved ones to our Relationship Managers and they will take care of the rest.

A snapshot of benefits your loved ones will enjoy when they join Citigold

Dedicated Team
Dedicated Team

Achieve personal financial goals with the guidance of a dedicated Wharton-trained Relationship Manager, backed by a team of experts.

Wealth Insights
Wealth Insights

Make better-informed decisions with an in-depth understanding of markets, trends and opportunities from over 400 global analysts worldwide.

Wealth Management
Wealth Management

From helping to grow wealth, to preserving and protecting portfolio, our comprehensive financial solutions and Total Wealth Advisor tool are designed to meet unique needs.

Lifestyle Privileges
Lifestyle Privileges

Enjoy an array of exclusive deals and invitations to private lifestyle events as well as preferential rates.

Start referring now

Enter your details below to generate an invitation link and share it with your loved ones.

By clicking to share, you acknowledge that: (a) you are agreeing to take part in Citibank’s Citigold and Citi Priority Client Referral Programme, (b) you are giving your consent to Citibank to process your personal data for purposes in relation to the Programme, including prize fulfilments, and (c) you agree to be bound by the Programme terms and conditions and relevant terms and conditions governing your access to Citibank Online, as may be amended from time to time. For more information about our Notice and Choice Principle Statement, please visit us at

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