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Motor Takaful Banner

3 simple steps to sign up for your Motor Takaful online:


Choose your plan


Make payment

Get a Quote/Sign Up Now

Important Notes:
This takaful product is underwritten by Etiqa General Takaful Berhad. Citibank is a distributor of this takaful product. Please ensure you obtain a copy of the Product Disclosure Sheet available at the Etiqa website for further details. All benefits listed below are subject to terms and conditions. You are advised to read and understand the product terms and conditions before you decide to sign up for the takaful product.



Loss or damage to your own vehicle due to accidental fire, theft, or accident

Third party bodily injury and death

Third party property loss or damage

All authorised drivers are covered

There is no need for you to put in any named drivers, all your authorised drivers are automatically covered.

24 Hours Emergency Road Assistance

In the event of a breakdown and an accident.

Cash back when you make no claims

Surplus sharing where applicable.

Agreed value

In the event of a claim, you will be reimbursed according to the agreed value.

No excess

Full payment upon claim. For drivers above 21 years old.


Optional benefits (with additional contribution):

Windscreen damage

Protect your No Claim Discount benefits when claiming for windscreen cracks and breaks.

Passenger Liability Coverage

Get covered for medical expenses, death or disability due to accident for both driver and passengers.

Damage arising from flood, storm and tempest

Get covered against loss or damages to your car due to floods, storms and tempests.

Compensation for Loss of Use

Get compensation when your car is in the workshop for accident repairs, maximum cash payout of RM200 per day.

Current year No Claim Discount(NCD) relief

Protect the loss of your NCD due to accident claim.

Vehicle accessories

Get covered against damages to your car accessories.

Car Re-Spray Coverage

Get covered for repainting the whole car. Applicable for cars below 10 years old.

Smart Key Replacement Coverage

Get cash of up to RM3,000 for coverage against loss, theft or damage of your car's smart key.

New Spare Part Replacement Coverage

Replacement of damaged parts due to accident with new spare parts at no additional charges. Applicable for cars between 5 to 15 years.


Entry Age

  • Between 25 to 80 years old

Maximum Renewable Age

  • 80 years old


Without optional benefits

This certificate does not cover certain losses, such as:

  • • Your own death or bodily injury due to a motor accident;
  • • Your liability against claims from passengers in your vehicle;
  • • Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide; and
  • • Consequential loss, depreciation, wear and tear, rust and corrosion, mechanical or electronic breakdowns, failures or breakages, equipment or computer malfunction.

Note: This list is non-exhaustive. Please refer to the takaful certificate for the full list of exclusions.

Frequently asked questions