3 simple steps to sign up for your Motor Takaful online:
2
Choose your plan
3
Make payment
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Important Notes:
This takaful product is underwritten by Etiqa General Takaful Berhad. Citibank is a distributor of this takaful product. Please ensure you obtain a copy of the Product Disclosure Sheet available at the Etiqa website for further details. All benefits listed below are subject to terms and conditions. You are advised to read and understand the product terms and conditions before you decide to sign up for the takaful product.
Benefits
KEY FEATURES OF THE COVERAGE
Loss or damage to your own vehicle due to accidental fire, theft, or accident
Third party bodily injury and death
Third party property loss or damage
All authorised drivers are covered
There is no need for you to put in any named drivers, all your authorised drivers are automatically covered.
24 Hours Emergency Road Assistance
In the event of a breakdown and an accident.
Cash back when you make no claims
Surplus sharing where applicable.
Agreed value
In the event of a claim, you will be reimbursed according to the agreed value.
No excess
Full payment upon claim. For drivers above 21 years old.
OTHER BENEFITS
Optional benefits (with additional contribution):
Windscreen damage
Protect your No Claim Discount benefits when claiming for windscreen cracks and breaks.
Passenger Liability Coverage
Get covered for medical expenses, death or disability due to accident for both driver and passengers.
Damage arising from flood, storm and tempest
Get covered against loss or damages to your car due to floods, storms and tempests.
Compensation for Loss of Use
Get compensation when your car is in the workshop for accident repairs, maximum cash payout of RM200 per day.
Current year No Claim Discount(NCD) relief
Protect the loss of your NCD due to accident claim.
Vehicle accessories
Get covered against damages to your car accessories.
Car Re-Spray Coverage
Get covered for repainting the whole car. Applicable for cars below 10 years old.
Smart Key Replacement Coverage
Get cash of up to RM3,000 for coverage against loss, theft or damage of your car's smart key.
New Spare Part Replacement Coverage
Replacement of damaged parts due to accident with new spare parts at no additional charges. Applicable for cars between 5 to 15 years.
REQUIREMENTS
Entry Age
- Between 25 to 80 years old
Maximum Renewable Age
- 80 years old
EXCLUSION
Without optional benefits
This certificate does not cover certain losses, such as:
- • Your own death or bodily injury due to a motor accident;
- • Your liability against claims from passengers in your vehicle;
- • Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide; and
- • Consequential loss, depreciation, wear and tear, rust and corrosion, mechanical or electronic breakdowns, failures or breakages, equipment or computer malfunction.
Note: This list is non-exhaustive. Please refer to the takaful certificate for the full list of exclusions.