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Citi 0% Easy Pay Plan

Split your purchases into
smaller payments with 0% interest

Big purchases made affordable

Citi is partnering with Pine Labs, giving you the freedom of making big purchases with Citi 0% Easy Pay Plan and enjoying interest-free monthly instalments

GET WHAT YOU LOVE WITH EASE

Turn big purchases into affordable instalments with zero interest

MAKE AFFORDABLE PAYMENTS

Applies to purchases from RM500 and above

BE IN CONTROL

Choose your instalment period of 6,12 and 24 months

GET REWARDED

Earn rewards for Citi 0% Easy Pay Plan monthly instalments.

3 simple steps

STEP 1

Check with merchant on the availability of the Citi 0% Easy Pay Plan

STEP 2

Inform merchant on your preferred instalment period

STEP 3

Enter your credit card PIN to complete your payment under Citi 0% Easy Pay Plan

Citi will take approximately three (3) to five (5) business days for processing from your purchase date subject to merchant settle the purchase on the day itself.
Citi will notify via SMS or any communication method deem fit, on the approval status.

Participating merchants

You can now enjoy Citi 0% Easy Pay Plan at all the participating merchants listed below


  • AIG MALAYSIA INSURANCE BERHAD
  • AL-IKHSAN SPORTS SDN BHD
  • ALL IT HYPERMARKET SDN BHD
  • COSWAY M SDN BHD
  • HAPPY HOME HOUSEHOLD SDN BHD
  • LG ELECTRONICS M SDN BHD
  • MACHINES SDN BHD
  • MY DIAMOND SDN BHD
  • SENHENG ELECTRIC KL SDN BHD
  • SEPHORA SDN BHD
  • SHINE SHINE AUTOMOTIVE SDN BHD
  • SSF CREATIVE LIFE CENTRE SDN BHD
  • TAN BOON MING SDN BHD
  • THUNDER MATCH TECHNOLOGY SDN BHD
  • WAH CHAN CONSOLIDATED SDN BHD

More merchants

Terms and Conditions

Click here for Citi 0% Easy Pay Plan on Pine Labs Terms and Conditions (applicable for transaction made on or after 6 August 2021)

Click here for Citi 0% Easy Pay Plan Terms and Conditions

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