
Big purchases made affordable
Split your big purchases into interest-free monthly instalments with Citi 0% Easy Pay Plan, brought to you in partnership with Pine Labs
3 simple steps
Citi will take approximately three (3) to five (5) business days to process your request from your purchase date.
Citi will notify you on the success of your request via SMS or any alternative method deemed fit.
Citi will take approximately three (3) to five (5) business days to process your request from your purchase date.
Citi will notify you on the success of your request via SMS or any alternative method deemed fit.
Participating merchants
You can now enjoy Citi 0% Easy Pay Plan at the participating merchants listed below
Explore the latest Citi 0% Easy Pay Plan deals

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What is Citi 0% Easy Pay Plan (0% EPP)? -
If I have outstanding balance in my account, will I still enjoy 0% interest for my 0% EPP monthly instalment? -
Which Citi Card is eligible for 0% EPP? -
What is the available instalment period/tenure? -
What is the minimum purchase amount to be eligible for 0% EPP? -
What is 0% EPP monthly instalment? -
Can I cancel/ terminate the 0% EPP before the instalment period ends? If yes, is there any cancellation fee? -
How do I know whether merchant is offering 0% EPP? -
Is this 0% EPP subject to bank's approval? What will happen if the 0% EPP is not approve? -
When and how will I know if my 0% EPP has been approved? -
Can I change the 0% EPP instalment period after the purchase? -
Can I change the 0% EPP monthly instalment amount after the purchase? -
Can 0% EPP earn Rewards (points, cashback, or premier miles)?
Terms and Conditions
Click here for Citi 0% Easy Pay Plan Terms and Conditions
Click here for Citi 0% Easy Pay Plan on Pine Labs Terms and Conditions (applicable for transaction made on or after 6 August 2021)
*Subject to the specific terms and conditions applicable to the credit card. Click here for the relevant credit card’s terms and conditions.
